About Rupay Cards: What Are They?
If you have a RuPay Debit Card or a Credit Card, you must have observed the card. But have you ever wondered what RuPay stands for? If yes, great. If no, here’s a fun fact: It is derived by Rupee and Payment put together. Yes, it is what you call a portmanteau of 2 words. Now another questions what is it? A RuPay payment gateway is a domestic one while we are at it, by the National Payments Corporation of India(NPCI). This was launched in 2012. It was established to have a domestic version of the global giants such as Visa and MasterCard. RuPay is gaining popularity for the same as it is being opted for domestically throughout India and internationally tying up with Discover.
What All Banks Offer RuPay?
RuPay has in its collaboration over 600 banks, these include both domestic and international ones.
Presently it has-
- State Bank of India
- Punjab National Bank
- Canara Bank
- Bank of Baroda
- Union Bank of India
- Bank of India
- ICICI Bank
- HDFC Bank
- Citibank N. A.
- HSBC
Why Opt For RuPay?
For starters, it is our answer to the global giants and also to promote more nationality. Other than it is a highly secure network. It also protects your account and you against phishing. It is one more initiative taken by the government to go cashless and is to a great extent working great.
Types of Rupay Cards
RuPay Credit Card:
Luxury living is made possible for everyone. Salary day far away? Don’t worry, encash on RuPay card offers and pay less or later. Credit cards have made it possible to own a lot of luxury items that you can pay at your own convenience.
RuPay Platinum:
Do you like eating out a lot? Or are just too lazy to cook dinner? Go out and eat and let your RuPay Platinum card take care of it. Here’s the deal with a RuPay Platinum credit card- you get cashback on using it for paying bills at restaurants and eateries. Well more reasons to dine out, eh? Every time you spend any of your utility bills, enjoy cash backs. RuPay card benefits for being the responsible adult.
RuPay Classic:
Talking about responsibility, take another step on the same path - use a RuPay Classic and get yourself an insurance cover. You will not only get an insurance cover but a comprehensive insurance cover.
If you want to get a RuPay card, nothing is better than an ICICI Card. ICICI offers a unique and revolutionary Debit Card powered by RuPay. It promises to offer superior values through exciting features for shopping, dining, entertainment and more. If you prefer a MasterCard however, ICICI has options for that as well- the ICICI Bank MasterCard World Debit Card. The card is super secure, and comes with a daily cash withdrawal limit of Rs.1,00,000 and Rs,2,00,000 while shopping online.
FAQs
Is RuPay Card A Maestro Card?
No, it isn’t a Maestro Card. They are the Indian versions of it but not the same thing. They are domestic versions of the debit and credit cards that are accepted nationwide and in some cases internationally as well.
RuPay VS Visa
The choice is up to you, RuPay is the Indian version, highly secure, prevents phishing, going cashless initiative of the Govt that is increasingly gaining recognition. Visa is internationally known and accepted payment gateway.
How To Apply For Rupay Card?
There is RuPay card request form on their website. Fill the form and wait for your application to get processed and approved. In no time you’ll have your very own RuPay card. Get all of it done hassle-free. Whether you want an HDFC RuPay card or an SBI, it is now possible once your RuPay registration is gone through.
Do Cards And Savings Go Together?
Even though they seem to do the contrary, it is possible. Use RuPay coupons and discounts to make a living the luxury life even more relaxed and avail all the offers they provide.
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