Earning money online has become more accessible in this digital age. Whether you want to make additional income or explore new opportunities, plenty of real money-earning apps can help you achieve your financial goals. With a smartphone and an internet connection, you can start making money anytime, anywhere. From playing games to completing surveys and investing, these apps offer a range of options for different interests and skills.
We’ll take you through the Top Real Money Earning Apps in India for 2025. We’ll also guide you on increasing your earnings and what you should keep in mind while using these platforms.
Top Real Money Earning Apps (2025)
| App Name | Estimated Earnings |
| Meesho | ₹20,000 to ₹25,000 |
| Google Opinion Rewards | ₹50 to ₹100 per survey |
| Upstox | Depends on investment & market trends |
| Roz Dhan | ₹200 to ₹500 per day |
| CRED | Varies (based on credit card payments) |
| TaskBucks | ₹1,000 to ₹2,000 per month |
| Swagbucks | ₹500 to ₹2,000 per month |
| Loco | ₹2,000 to ₹10,000 per month |
| PhonePe | ₹100 to ₹500 per referral |
| Helo | ₹1,000 to ₹5,000 per month |
| Survey Junkie | ₹500 to ₹2,000 per month |
| Mojo | ₹1,000 to ₹5,000 per month |
| CoolSurveys | ₹100 to ₹800 per month |
| Growfitter | ₹200 to ₹1,500 per month |
| Poll Pay | Up to ₹2,000 per month |
1. Meesho
Category: Reselling
Meesho offers a simple way for individuals to start their own reselling business with zero investment. After signing up, users get access to Meesho’s vast catalog, which includes categories like fashion, electronics, and home decor. Users can share product listings directly with their contacts using Meesho’s pre-made images, descriptions, and price recommendations. Once a contact places an order, users can set their margin, and Meesho handles all aspects of payment processing, inventory, and delivery. This lets resellers focus entirely on sales and customer relations without having to invest in inventory or logistics.
Earning Potential: ₹20,000 to ₹25,000 per month
2. Google Opinion Rewards
Category: Surveys
Google Opinion is a survey-based app where users get paid to answer quick, relevant surveys. After installing the app, users are periodically notified of available surveys, which typically take only a minute or two to complete. These surveys are personalized and can cover various topics like customer satisfaction, places visited, or product preferences. While each survey pays a small amount, these rewards get collected over time and can be redeemed as Google Play credits.
Earning Potential: ₹50 to ₹100 per survey
3. Upstox
Category: Stock Trading
Upstox provides a full-service trading platform that allows users to invest in stocks, mutual funds, and initial public offerings (IPOs). Once users open a trading account, they can analyze market trends, create watchlists, and execute trades from the Upstox app. The app also provides educational resources and tools to help users understand stock trading and make informed decisions. Earnings on Upstox depend on the user’s knowledge of the stock market and involve potential gains from buying low and selling high, dividends, or long-term investments. Additionally, users can earn through Upstox’s referral program by inviting others to join, which provides bonuses for each successful signup.
Earning Potential: Depends on investment and market trends
4. Roz Dhan
Category: Task-Based Earnings
Roz Dhan is an all-in-one earning app that rewards users for completing simple tasks like reading news articles, participating in quizzes, and playing casual games. The app offers multiple ways to earn, with each activity providing points or cash rewards. New users receive a bonus upon registration, and by completing daily check-ins and completing tasks, users can increase their earnings over time. Roz Dhan allows users to withdraw their earnings directly to their Paytm account once they reach a minimum limit.
Earning Potential: ₹200 to ₹500 per day
5. CRED
Category: Credit Card Payments
CRED is a rewards-based app designed for users who regularly pay credit card bills. Once users link their credit cards to the app, they can earn CRED coins for each timely payment. These CRED coins can be redeemed for discounts on top brands, exclusive experiences, or cash rewards. The app also provides credit card insights, reminders, and even the ability to track spending patterns, making it more than just an earnings platform.
Earning Potential: Varies based on credit card payments.
6. TaskBucks
Category: Task-Based Earnings
TaskBucks is a multi-functional earning app that rewards users for a range of tasks, including downloading apps, participating in surveys, and referring friends. Each task comes with a specific payout, and users can choose the tasks. The app also provides opportunities for daily check-ins and offers bonuses for completing a set number of tasks. Users can redeem their earnings through mobile recharges or even transfer them directly to their bank account.
Earning Potential: ₹1,000 to ₹2,000 per month
7. Swagbucks
Category: Surveys & Task-Based Earnings
Swagbucks offers multiple earning opportunities, including surveys, watching videos, playing games, and online shopping. Each activity awards Swagbucks points (SB), which users can redeem for cash through PayPal or for popular gift cards. The app provides a user-friendly platform where users can see their points balance and available tasks. Swagbucks also offers daily bonuses and occasionally provides higher earnings for specific tasks. By engaging in regular activities, users can accumulate points and redeem them once they reach the required limit.
Earning Potential: ₹500 to ₹2,000 per month
8. Loco
Category: Gaming & Live Streaming
Loco is a live-streaming and gaming app where users can earn by streaming their gaming sessions, participating in tournaments, and gaining followers. Players can either watch streams, join live tournaments, or host their gaming sessions. Loco also provides tools to help streamers engage with their audience, and popular streamers have opportunities to monetize their content through sponsorships. This platform is ideal for gamers looking to share their gameplay while building an audience and earning from tournament participation.
Earning Potential: ₹2,000 to ₹10,000 per month
9. PhonePe
Category: Cashback
PhonePe is a digital wallet app that offers cashback for transactions, bill payments, and referrals. Users can earn small cashback rewards for each transaction made through the app, whether it’s paying utility bills or transferring money. Additionally, PhonePe offers a referral program where users earn by inviting friends to join the app. Cashback and rewards are credited directly to the PhonePe wallet, which can be used for future payments or transferred to a bank account.
Earning Potential: ₹100 to ₹500 per referral
10. Helo
Category: Content Creation
Helo is a social media platform focused on short-form content. Users can create videos, images, and text posts, earning through likes, shares, and followers. As users gain popularity, their earnings increase, especially if they participate in promotional activities or brand collaborations through Helo. The platform is ideal for creative individuals looking to connect with a wider audience while monetizing their content.
Earning Potential: ₹1,000 to ₹5,000 per month
11. Survey Junkie
Category: Surveys
Survey Junkie connects users with companies seeking feedback. Users complete surveys on various topics, earning points for each survey based on length and complexity. Points can then be redeemed for cash or gift cards, with surveys available at various intervals. Survey Junkie is ideal for users who enjoy sharing their opinions, as it offers consistent opportunities to earn by providing valuable feedback to brands.
Earning Potential: ₹500 to ₹2,000 per month
12. Mojo
Category: Social Media
Mojo is a content creation platform focused on video content, where users can create short videos and earn by gaining followers. Similar to other influencer platforms, users can participate in challenges, create trending content, and attract followers. Earnings are based on engagement levels, including the number of views, likes, and shares. Mojo is perfect for aspiring content creators and influencers who want to grow.
Earning Potential: ₹1,000 to ₹5,000 per month
13. CoolSurveys
Category: Survey
CoolSurveys is a popular app that helps you earn real cash by completing paid surveys and small tasks, including opinion polls or games. You can earn up to ₹160 per survey, and your payouts will be via PayPal or gift cards, once you reach the minimum withdrawal threshold of ₹800. The app offers a user-friendly interface, values your privacy, and only collects required demographic data.
Earning Potential: ₹100 to ₹800 per month
14. Growfitter
Category: Health
Growfitter is a well-known gamified health and fitness app that rewards you for completing real-world activities. You can walk, jog, cycle, or take quizzes to earn Growfitter Points or its $GFIT crypto token. You can redeem these tokens for sponsored rewards, including fitness gear, gift vouchers, tech gadgets, and even cash back on health insurance.
Earning Potential: ₹200 to ₹1,500 per month
15. Poll Pay
Category: Survey
Poll Pay is a renowned, user-friendly survey app and website that allows you to earn cash or gift cards by completing short polls on various topics, including products, ads, or media. You can redeem the earned cash rewards via PayPal. It will help you boost your earnings through daily login bonuses.
Earning Potential: Up to ₹2,000 per month
Things to Keep in Mind When Using Real Money-Earning Apps
Verify the Legitimacy of the App
While many apps offer genuine opportunities to earn, there are always a few that might be scams. Always read reviews, check ratings, and research before downloading any app, especially ones promising large sums of money for minimal effort. Legitimate apps will have a transparent payout system and clear terms of service.
Understand the Payment Methods
Before using any real money-earning app, understand how and when you’ll get paid. Some apps offer direct bank transfers, while others provide payments via Paytm or Amazon Pay. In some cases, rewards might be in the form of gift cards. Make sure the payment method is convenient for you.
Keep an Eye on Withdrawal Limits
Many apps have a minimum withdrawal limit, meaning you have to earn a certain amount before transferring your earnings to your account. Be mindful of these conditions, as it might take time to accumulate enough earnings to cash out.
Consistency is Key
Consistency is crucial to increasing your earnings. Apps like Google Opinion Rewards or task-based apps like Roz Dhan may require you to participate daily to see significant earnings over time. Schedule time for these tasks if you want to build a steady income.
Referrals Can Boost Earnings
Most apps on this list have referral programs where you can earn by inviting others to join. Use these referral programs to multiply your income. Share your referral links across your social media accounts, family, and friends to boost your earnings passively.
How to Maximize Your Earnings on These Apps
Explore Multiple Categories
Rather than sticking to just one type of app, explore multiple categories to diversify your income. For example, you could resell products on Meesho, play games on MPL or Taj Rummy, and complete surveys on Swagbucks- all at the same time. By combining different streams, you can increase your total earnings.
Stay Updated with Offers
Many apps offer seasonal promotions, bonuses, and offers that can significantly boost your earnings. Keep an eye out for these promotions and take full advantage of them.
Specialize in a Skill-Based App
If you excel at a particular skill, such as fantasy sports or gaming, apps like Dream11 or Taj Rummy can provide more significant returns. Specializing in these apps, mastering the games, and participating in high-stakes tournaments can greatly enhance your earnings.
Frequently Asked Questions
Does Google Opinion Rewards give real money?
In India, Google Opinion Rewards does not provide direct cash payouts. Instead, it rewards users with Google Play credits for completing surveys. These credits can purchase apps, games, movies, and other digital content from the Google Play Store.
How to earn money with PhonePe?
You can earn money with PhonePe by using its referral program, where you invite friends and get rewards when they make their first transaction. Additionally, take advantage of cashback offers on bill payments, recharges, and shopping. You can also earn by completing tasks in the “Earn” section of the app.
Is selling on Meesho free?
Yes, selling on Meesho is free. There are no registration fees or commission charges, meaning you keep 100% of your profits. This makes it a great platform for small businesses and individual sellers looking to expand their reach without incurring additional costs.
