ACwO Coupon Codes

Verified ACwO Coupons, Promo Codes & Offers in Jun 2026

GrabOn users can apply the exclusive coupon code “GRAB15” to get an extra 12% OFF on Acwo sitewide products

About ACKO

ACKO is an IRDAI-approved general insurance company launched in the year 2016, offering top-notch customized policies for its 50 million unique customers along with their investors. The insurance policies that ACKO works on are mentioned below.

ACKO’s motor Insurance policies are designed to provide financial support to cover all car, taxi, or bike-related risks like getting into an accident, damage during any natural calamities, or theft.

It is beneficial to purchase a policy in order to keep yourself and your vehicle safe from the huge out-of-pocket expenses in case of any accidents, and to get repairs done in time.

ACKO’s medical insurance provides quality medical facilities with financial aid to support you from out-of-pocket expenses during medical emergencies like accidents, chronic illness, and such occurrences.

ACKO’s electronics insurance offers protection plans for mobile phones and electronic appliances like Laptops, washing machines, TVs, etc., for hassle-free repair in case of damage or breakdown, and covers all the costs of damage.

ACKO’s Top Products/Services

ACKO has categorized its services into 4 areas that are mentioned below

Car & Taxi Insurance

ACKO offers insurance plans varying from basic to premium at zero commission and zero paperwork, starting at just Rs. 2,094/- only.

ACKO provides different types of policies for car & taxi insurance, like

• Third-Party Liability

This is the basic and mandatory plan to be purchased; it covers all the third-party liabilities in case of injury, damage, and death.

• Own Car Damage

This plan covers the damage expenses of your own car caused by accidents, theft, calamities, etc.

• Comprehensive Car Insurance

This premium plan is a combination of both third-party liability insurance and own car damage insurance, and Rs. 15 Lakh coverage will be given in case of permanent disability or death in an accident.

They also provide add-ons to improve the significance of the insurance.

• Commercial Vehicle Insurance

The vehicles that transport goods or passengers for commercial purposes under this policy will be given financial support in case of an accident, with coverage of both own damage and third-party damage.

Bike Insurance

ACKO offers insurance plans ranging from basic to premium at zero commission, low-cost plans, and zero paperwork starting at just Rs. 457/- only.

The policy plans of bike insurance have also been categorized as similar to those of car insurance.

• Third-Party Liability

You can avail of the policy at just Rs. 457 per month, which covers all the third-party liabilities up to Rs. 7.5 Lakh for the damage to the vehicle, and unlimited liability in case of injury or death caused to the third party due to your vehicle.

• Comprehensive Bike Insurance Policy

This premium plan offers coverage to all the third-party liabilities along with damage or injury caused to you or damage to your bike during the accident, and Rs. 15 Lakh coverage in case of permanent disability or death in an accident.

Health Insurance

ACKO offers various medical insurance plans that give 1 crore coverage to not only you but your whole family with hassle-free cashless or reimbursement claims.

The premium cost to be paid will depend on the selected plan and the number of members of the family.

• Health Insurance Plan

This policy plan offers 1 crore coverage of illness or accidents for oneself or family members nominated. You can avail quality medical facilities by ACKO network hospitals, including all the charges like pre-hospitalization, post-hospitalization, ICU, room rent, ambulance charges, etc.

• Arogya Sanjeevani

This is an affordable premium plan that offers coverage ranging from Rs. 5 lakhs to Rs. 10 lakhs with a Rs. 3,099/- monthly premium.

All the services, like inpatient, pre-hospitalization, post-hospitalization, ICU, and room rent, are included in the plan for almost all the medical issues, along with the lifelong renewability of the policy.

• Group Medical Insurance

Also known as Employee Health Insurance is a premium policy for a group of employees working for a certain organization. The employer pays the insurance premiums for the employees as an employee benefit.

Electronic Protection

• Mobile Protection

ACKO offers a mobile protection policy when purchasing a phone with doorstep pickup and delivery for one-time free repair within 1 year of the purchase for both all-around protection and screen protection policies.

• Appliance Protection

ACKO covers the damage to all electronic appliances like TVs, Laptops, Washing machines, Refrigerators, Tablets, Firesticks, Digital Cameras, etc. ACKO bears complete repair costs in case of any damage.

Saving Tips & Tricks

• You can find incredible seasonal deals offered by ACKO on their social media platforms. They keep adding great offers from time to time. So, check out their social media for the latest deals and offers before purchasing their services.
• They also have daily health wellness programs through which you can avail of great benefits like redeemable vouchers for memberships, discounts on premium plans during policy renewals, price cuts on consultations, check-ups, etc.
• Sync the ACKO app with your fitness tracking device, complete all the daily challenges given, and convert the coins earned into rewards.
• ACKO awards you a cash back of 5% on the purchase through a few selected banks.
• You can get up to 85% off on all the commercial insurance policies.

ACKO vs Competitors

No doubt that ACKO is the leading digital insurance company in India. But you can also check out other similar platforms like PolicyBazaar and Chola Insurance for transparent insurance planning. The best part is they offer travel insurance policies at a low-premium cost, including health, retirement plans, savings, and many more options. To save more on their insurance plans or other offerings, you can use our range of coupons for PolicyBazaar and promo codes for Chola Insurance.

Here is a quick comparison between ACKO, PolicyBazaar, and Chola Insurance:

Refunds & Cancellations

You can cancel your ACKO policy and can get a 100% refund before the coverage of the policy. However, there might be certain terms and conditions applicable for the cancellation and refund, if the coverage has been initiated.

Customer Support

Customer support is available 24/7. You can either visit their help center site and raise a ticket, so they can get back to you, or you can get in touch with them through the toll-free numbers provided below.

• Call: 1800 266 2256 (Car & Bike Insurance)
• Call: 1860 266 2258 (Electronic Insurance)
• Call: 1800 266 2256 (Health Insurance)

FAQs

Does ACKO Offer Coupons?

Yes, users can avail a flat discount worth Rs 200 on select services using ACKO’s promotional codes.

Is there a first user discount code at ACKO?

Yes, all the new users can get Rs. 300 flat off on any insurance plan you opt for.

Can I get any concession on car insurance at ACKO?

Yes, you can avail up to Rs. 1200 off on any car insurance plan along with a zero commission option.

Why does ACKO provide offer codes despite having a low premium cost?

All the premium prices offered by ACKO are lower because it is digital and sells all of its services directly to customers without having any middlemen to pay commissions. Hence, they offer low costs and additional concessions to all their customers.

Can I opt for another insurance policy while already having one?

Yes, you can opt for multiple insurance policies at a time, like car insurance, Mobile protection, health insurance, etc. You can also opt for another insurance plan while renewing the current plan, like upgrading the third-party insurance to a comprehensive insurance policy.

How can I know the details of the insurance policy without contacting the insurance broker?

You can get your desired insurance policy quotes in the app for free by calculating the insurance premium for plan comparison.

Are ACKO coupon codes verified at GrabOn?

Yes, all ACKO coupon codes listed on GrabOn are verified and updated regularly by our team to ensure they work at checkout, giving you guaranteed savings on insurance plans.

What if an ACKO coupon code does not work?

If an ACKO coupon code doesn't work, check its validity period and terms. Try alternative codes available on GrabOn or contact ACKO customer support for assistance.

What are the ACKO health insurance plans for the family?

ACKO offers family health insurance plans with coverage up to Rs. 1 crore for all family members. The plan starts at just ₹18/day and includes cashless hospitalization, pre- and post-hospitalization expenses, ICU charges, and room rent at network hospitals.

How can I check ACKO car insurance renewal prices?

You can check car insurance renewal prices by logging into the ACKO app or website, entering your vehicle details, and getting instant quotes. The calculator provides free premium comparisons for plan selection.

Does ACKO give claim bonuses?

Yes, ACKO provides No Claim Bonus (NCB) benefits on motor insurance policies. If you don't make any claims during the policy year, you receive discounts on premium renewals up to 50%.

How To Use Acwo Coupons On GrabOn?

• Electronics

• Headphones

• Mobile Accessories

• Smart Watch

• Speakers