100 Smart & Easy Ways to Save Money 2022 – Beginners Guide

budget calendar

Create a budget calendar

debit card & credit card

Switch to a debit card instead of a credit card

Sell appliances

Sell appliances that you don’t use

Learn to DIY

Learn to DIY

bank and wallet offers

Use bank and wallet offers while paying online

festival sales

Shop during festival sales

OTT subscriptions

Share your OTT subscriptions

shoes

Buy more shoelaces and fewer pairs of shoes

coupons

Use coupons to save on your bill

Redecorate

Redecorate instead of buying new items

share market

Invest in the share market

30-day rule

Follow the 30-day rule before you buy anything

subscriptions

Cut your unnecessary subscriptions

referral discounts

Refer friends to new apps and websites for referral discounts

bargain websites

Look for the product you want to buy on bargain websites

signup offers

Don’t miss out on signup offers

free e-learning websites

Learn skills on free e-learning websites

long-term memberships

Signup for long-term memberships

Download YouTube videos

Download YouTube videos to watch later

all-in-one subscription

Get an all-in-one subscription

party places

Visit party places during free nights

wallet offers

Checkout wallet offers while paying

compare product prices

Use image search to compare product prices

Buy in bulk

Buy in bulk

mobile data

Watch your mobile data

travel pass

Get a travel pass

public transport

Use public transport more often

expensive restaurants

Limit visits to expensive restaurants

Shop quality

Shop quality, not quantity

lunch from home

Pack lunch from home

bank ATM withdrawals

Avoid other bank ATM withdrawals

old clothing

Reuse old clothing creatively

Share clothing

Share clothing with your siblings

piggy bank

Maintain a piggy bank. It works!

Enrol in groups

Enrol in groups instead of alone

read free e-books

Use Kindle to read free e-books

buy items you need

Don’t buy items you don’t need

fixed deposit

Create a fixed deposit

PF account

Let your PF account grow

fuel-efficient cars

Drive fuel-efficient cars

Turn off the stove

Turn off the stove when the oil is hot

thrift shopping

Go thrift shopping

Buy groceries on wholesale

Buy groceries on wholesale

home decor items

DIY home decor items

Buy furniture from factories

Buy furniture from factories instead of retails shops

energy-efficient bulbs

Switch to energy-efficient bulbs

Grow vegetables

Grow your own vegetables

skills

Barter your skills

Call over internet

Call over the internet

Explore multiple shops

Explore multiple shops before buying

Bargain before buy

Bargain before you buy

Install Adblocker

Install an Adblocker

spending limit on eating out

Put a spending limit on eating out

Winter wear

Buy Winter wear when they are cheap

Trade old items

Trade old items while buying new ones

Book cabs and autos online

Book cabs and autos online

Use scratch cards

Use scratch cards

Visit multiple websites

Visit multiple websites before making a purchase

spending limits on shopping

Prepare spending limits on shopping

Apply online offers

Apply online offers while paying utility bills

Redeem points

Redeem points which you earn

Upgrade debit card

Upgrade your debit card

Shop with a list

Shop with a list

Subscribe to offer notifications

Subscribe to offer notifications about offers

Get a warranty card

Get a warranty card with new purchases

ATM

Plan your ATM visits

short distances

Cycle for short distances

Early bird discounts

Enjoy Early bird discounts

gift vouchers

Use gift vouchers

library card

Get a library card

free podcasts

Listen to free podcasts

Shop during sales

Shop during sales

Amazon Prime

Get Amazon Prime

Swiggy POP

Signup for Swiggy POP and waive delivery fee on food

Filmy Pass

Get a Filmy Pass on BookMyShow

Zomato Gold

Save on restaurant bills with Zomato Gold

clothes during off-seaso

Buy Summer clothes during off-season

Garage Sales

Snoop Around For Garage Sales

expenditure

Monitor your expenditure

credit

Don’t buy on credit

Exclusive Deals Sites

Search Exclusive Deals Sites

Signup to newsletter

Signup to newsletter from deals websites

Follow coupon companies

Follow coupon companies on social media

Use free tools

Use free tools

Buy good quality clothes

Keep your health insured

Keep your health insured

Check savings schemes with your bank

Reserve travel tickets in advance

No Cost EMI

Buy with No Cost EMI

Leverage your network

Leverage your network

Game nights

Game nights, not Club nights

Free events

Free events, not paid parties

Well maintenance

Well maintenance, not ignorance

Organised living

Organised living, not messy living

dinner dates

Go on dinner dates

Pay with wallets

Pay with wallets to collect more rewards

Consume office space perks

Share food

Share food

custom finance schemes

Get custom finance schemes

insurance policy

Signup for an insurance policy

100 Ways To Save Money

No matter what it is that you plan on doing, you can achieve it in plenty of ways. Let that be hunting for a new house, learning a new skill or simply increasing your savings for a better future.

This list will show you ways in which you can save your money effectively. You will find that some of these points are very popular already, whereas you may hear the others for the first time. In both the cases, you will get to know how to save money instantly, or in the long run. And the best part? You can implement them directly with 0 hassle.

No matter where you are in life right now, these hacks will be handy to you at some point or the other. So share it with your friends and let them know that you care about them.

  1. Create a budget calendar.
  2. Switch to a debit card instead of a credit card.
  3. Sell appliances that you don’t use.
  4. Learn to DIY
  5. Use bank and wallet offers while paying online
  6. Shop during festival sales.
  7. Share your OTT subscriptions.
  8. Buy more shoelaces and fewer pairs of shoes
  9. Use coupons to save on your bill
  10. Redecorate instead of buying new items
  11. Invest in the share market
  12. Follow the 30-day rule before you buy anything.
  13. Cut your unnecessary subscriptions
  14. Refer friends to new apps and websites for referral discounts
  15. Look for the product you want to buy on bargain websites
  16. Don’t miss out on signup offers
  17. Learn skills on free e-learning websites
  18. Signup for long-term memberships
  19. Download YouTube videos to watch later
  20. Get an all-in-one subscription
  21. Visit party places during free nights
  22. Checkout wallet offers while paying
  23. Use image search to compare product prices
  24. Buy in bulk
  25. Watch your mobile data
  26. Get a travel pass
  27. Use public transport more often
  28. Limit visits to expensive restaurants
  29. Shop quality, not quantity
  30. Pack lunch from home
  31. Avoid other bank ATM withdrawals
  32. Reuse old clothing creatively
  33. Share clothing with your siblings
  34. Maintain a piggy bank. It works!
  35. Enrol in groups instead of alone
  36. Use Kindle to read free e-books
  37. Don’t buy items you don’t need
  38. Create a fixed deposit
  39. Let your PF account grow
  40. Drive fuel-efficient cars
  41. Turn off the stove when the oil is hot
  42. Go thrift shopping
  43. Buy groceries on wholesale
  44. DIY home decor items
  45. Buy furniture from factories instead of retails shops
  46. Switch to energy-efficient bulbs
  47. Grow your own vegetables
  48. Barter your skills
  49. Call over the internet
  50. Explore multiple shops before buying
  51. Bargain before you buy
  52. Install an Adblocker
  53. Put a spending limit on eating out
  54. Buy Winter wear when they are cheap
  55. Trade old items while buying new ones
  56. Book cabs and autos online
  57. Use scratch cards
  58. Visit multiple websites before making a purchase
  59. Prepare spending limits on shopping
  60. Apply online offers while paying utility bills
  61. Redeem points which you earn
  62. Upgrade your debit card
  63. Shop with a list
  64. Subscribe to offer notifications about offers
  65. Get a warranty card with new purchases
  66. Plan your ATM visits
  67. Cycle for short distances
  68. Enjoy Early bird discounts
  69. Use gift vouchers
  70. Get a library card
  71. Listen to free podcasts
  72. Shop during sales
  73. Get Amazon Prime
  74. Signup for Swiggy POP and waive delivery fee on food
  75. Get a Filmy Pass on BookMyShow
  76. Save on restaurant bills with Zomato Gold
  77. Buy Summer clothes during off-season
  78. Snoop Around For Garage Sales
  79. Monitor your expenditure
  80. Don’t buy on credit
  81. Search Exclusive Deals Sites
  82. Signup to newsletter from deals websites
  83. Follow coupon companies on social media
  84. Use free tools
  85. Buy good quality clothes
  86. Keep your health insured
  87. Check savings schemes with your bank
  88. Reserve travel tickets in advance
  89. Buy with No Cost EMI
  90. Leverage your network
  91. Game nights, not Club nights
  92. Free events, not paid parties
  93. Well maintenance, not ignorance
  94. Organised living, not messy living
  95. Go on dinner dates
  96. Pay with wallets to collect more rewards
  97. Consume office space perks
  98. Share food
  99. Get custom finance schemes
  100. Signup for an insurance policy

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