![budget calendar](https://www.grabon.in/indulge/wp-content/uploads/2021/03/budget-calendar.png)
Create a budget calendar
![debit card & credit card](https://www.grabon.in/indulge/wp-content/uploads/2021/03/debit-card-credit-card.png)
Switch to a debit card instead of a credit card
![Sell appliances](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Sell-appliances.png)
Sell appliances that you don’t use
![Learn to DIY](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Learn-to-DIY.png)
Learn to DIY
![bank and wallet offers](https://www.grabon.in/indulge/wp-content/uploads/2021/03/bank-and-wallet-offers.png)
Use bank and wallet offers while paying online
![festival sales](https://www.grabon.in/indulge/wp-content/uploads/2021/03/festival-sales.png)
Shop during festival sales
![OTT subscriptions](https://www.grabon.in/indulge/wp-content/uploads/2021/03/OTT-subscriptions.png)
Share your OTT subscriptions
![shoes](https://www.grabon.in/indulge/wp-content/uploads/2021/03/shoes.png)
Buy more shoelaces and fewer pairs of shoes
![coupons](https://www.grabon.in/indulge/wp-content/uploads/2021/03/coupons.png)
Use coupons to save on your bill
![Redecorate](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Redecorate.png)
Redecorate instead of buying new items
![share market](https://www.grabon.in/indulge/wp-content/uploads/2021/03/share-market.png)
Invest in the share market
![30-day rule](https://www.grabon.in/indulge/wp-content/uploads/2021/03/30-day-rule.png)
Follow the 30-day rule before you buy anything
![subscriptions](https://www.grabon.in/indulge/wp-content/uploads/2021/03/subscriptions.png)
Cut your unnecessary subscriptions
![referral discounts](https://www.grabon.in/indulge/wp-content/uploads/2021/03/referral-discounts.png)
Refer friends to new apps and websites for referral discounts
![bargain websites](https://www.grabon.in/indulge/wp-content/uploads/2021/03/bargain-websites.png)
Look for the product you want to buy on bargain websites
![signup offers](https://www.grabon.in/indulge/wp-content/uploads/2021/03/signup-offers.png)
Don’t miss out on signup offers
![free e-learning websites](https://www.grabon.in/indulge/wp-content/uploads/2021/03/free-e-learning-websites.png)
Learn skills on free e-learning websites
![long-term memberships](https://www.grabon.in/indulge/wp-content/uploads/2021/03/long-term-memberships.png)
Signup for long-term memberships
![Download YouTube videos](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Download-YouTube-videos.png)
Download YouTube videos to watch later
![all-in-one subscription](https://www.grabon.in/indulge/wp-content/uploads/2021/03/all-in-one-subscription.png)
Get an all-in-one subscription
![party places](https://www.grabon.in/indulge/wp-content/uploads/2021/03/party-places.png)
Visit party places during free nights
![wallet offers](https://www.grabon.in/indulge/wp-content/uploads/2021/03/wallet-offers.png)
Checkout wallet offers while paying
![compare product prices](https://www.grabon.in/indulge/wp-content/uploads/2021/03/compare-product-prices.png)
Use image search to compare product prices
![Buy in bulk](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Buy-in-bulk.png)
Buy in bulk
![mobile data](https://www.grabon.in/indulge/wp-content/uploads/2021/03/mobile-data.png)
Watch your mobile data
![travel pass](https://www.grabon.in/indulge/wp-content/uploads/2021/03/travel-pass.png)
Get a travel pass
![public transport](https://www.grabon.in/indulge/wp-content/uploads/2021/03/public-transport.png)
Use public transport more often
![expensive restaurants](https://www.grabon.in/indulge/wp-content/uploads/2021/03/expensive-restaurants.png)
Limit visits to expensive restaurants
![Shop quality](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Shop-quality.png)
Shop quality, not quantity
![lunch from home](https://www.grabon.in/indulge/wp-content/uploads/2021/03/lunch-from-home.png)
Pack lunch from home
![bank ATM withdrawals](https://www.grabon.in/indulge/wp-content/uploads/2021/03/bank-ATM-withdrawals.png)
Avoid other bank ATM withdrawals
![old clothing](https://www.grabon.in/indulge/wp-content/uploads/2021/03/old-clothing.png)
Reuse old clothing creatively
![Share clothing](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Share-clothing.png)
Share clothing with your siblings
![piggy bank](https://www.grabon.in/indulge/wp-content/uploads/2021/03/piggy-bank.png)
Maintain a piggy bank. It works!
![Enrol in groups](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Enrol-in-groups.png)
Enrol in groups instead of alone
![read free e-books](https://www.grabon.in/indulge/wp-content/uploads/2021/03/read-free-e-books.png)
Use Kindle to read free e-books
![buy items you need](https://www.grabon.in/indulge/wp-content/uploads/2021/03/buy-items-you-need.png)
Don’t buy items you don’t need
![fixed deposit](https://www.grabon.in/indulge/wp-content/uploads/2021/03/fixed-deposit.png)
Create a fixed deposit
![PF account](https://www.grabon.in/indulge/wp-content/uploads/2021/03/PF-account.png)
Let your PF account grow
![fuel-efficient cars](https://www.grabon.in/indulge/wp-content/uploads/2021/03/fuel-efficient-cars.png)
Drive fuel-efficient cars
![Turn off the stove](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Turn-off-the-stove.png)
Turn off the stove when the oil is hot
![thrift shopping](https://www.grabon.in/indulge/wp-content/uploads/2021/03/thrift-shopping.png)
Go thrift shopping
![Buy groceries on wholesale](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Buy-groceries-on-wholesale.png)
Buy groceries on wholesale
![home decor items](https://www.grabon.in/indulge/wp-content/uploads/2021/03/home-decor-items.png)
DIY home decor items
![Buy furniture from factories](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Buy-furniture-from-factories.png)
Buy furniture from factories instead of retails shops
![energy-efficient bulbs](https://www.grabon.in/indulge/wp-content/uploads/2021/03/energy-efficient-bulbs.png)
Switch to energy-efficient bulbs
![Grow vegetables](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Grow-vegetables.png)
Grow your own vegetables
![skills](https://www.grabon.in/indulge/wp-content/uploads/2021/03/skills.png)
Barter your skills
![Call over internet](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Call-over-internet.png)
Call over the internet
![Explore multiple shops](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Explore-multiple-shops.png)
Explore multiple shops before buying
![Bargain before buy](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Bargain-before-buy.png)
Bargain before you buy
![Install Adblocker](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Install-Adblocker.png)
Install an Adblocker
![spending limit on eating out](https://www.grabon.in/indulge/wp-content/uploads/2021/03/spending-limit-on-eating-out.png)
Put a spending limit on eating out
![Winter wear](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Winter-wear.png)
Buy Winter wear when they are cheap
![Trade old items](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Trade-old-items.png)
Trade old items while buying new ones
![Book cabs and autos online](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Book-cabs-and-autos-online.png)
Book cabs and autos online
![Use scratch cards](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Use-scratch-cards.png)
Use scratch cards
![Visit multiple websites](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Visit-multiple-websites.png)
Visit multiple websites before making a purchase
![spending limits on shopping](https://www.grabon.in/indulge/wp-content/uploads/2021/03/spending-limits-on-shopping.png)
Prepare spending limits on shopping
![Apply online offers](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Apply-online-offers.png)
Apply online offers while paying utility bills
![Redeem points](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Redeem-points.png)
Redeem points which you earn
![Upgrade debit card](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Upgrade-debit-card.png)
Upgrade your debit card
![Shop with a list](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Shop-with-a-list.png)
Shop with a list
![Subscribe to offer notifications](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Subscribe-to-offer-notifications.png)
Subscribe to offer notifications about offers
![Get a warranty card](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Get-a-warranty-card.png)
Get a warranty card with new purchases
![ATM](https://www.grabon.in/indulge/wp-content/uploads/2021/03/ATM.png)
Plan your ATM visits
![short distances](https://www.grabon.in/indulge/wp-content/uploads/2021/03/short-distances.png)
Cycle for short distances
![Early bird discounts](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Early-bird-discounts.png)
Enjoy Early bird discounts
![gift vouchers](https://www.grabon.in/indulge/wp-content/uploads/2021/03/gift-vouchers.png)
Use gift vouchers
![library card](https://www.grabon.in/indulge/wp-content/uploads/2021/03/library-card.png)
Get a library card
![free podcasts](https://www.grabon.in/indulge/wp-content/uploads/2021/03/free-podcasts.png)
Listen to free podcasts
![Shop during sales](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Shop-during-sales.png)
Shop during sales
![Amazon Prime](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Amazon-Prime.png)
Get Amazon Prime
![Swiggy POP](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Swiggy-POP.png)
Signup for Swiggy POP and waive delivery fee on food
![Filmy Pass](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Filmy-Pass.png)
Get a Filmy Pass on BookMyShow
![Zomato Gold](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Zomato-Gold.png)
Save on restaurant bills with Zomato Gold
![clothes during off-seaso](https://www.grabon.in/indulge/wp-content/uploads/2021/03/clothes-during-off-seaso.png)
Buy Summer clothes during off-season
![Garage Sales](https://www.grabon.in/indulge/wp-content/uploads/2021/03/Garage-Sales.png)
Snoop Around For Garage Sales
![expenditure](https://www.grabon.in/indulge/wp-content/uploads/2021/03/expenditure.png)
Monitor your expenditure
![credit](https://www.grabon.in/indulge/wp-content/uploads/2021/03/credit.png)
Don’t buy on credit
![Exclusive Deals Sites](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Exclusive-Deals-Sites.png)
Search Exclusive Deals Sites
![Signup to newsletter](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Signup-to-newsletter.png)
Signup to newsletter from deals websites
![Follow coupon companies](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Follow-coupon-companies.png)
Follow coupon companies on social media
![Use free tools](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Use-free-tools.png)
Use free tools
![Buy good quality clothes](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Buy-good-quality-clothes.png)
Buy good quality clothes
![Keep your health insured](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Keep-your-health-insured.png)
Keep your health insured
![bank-savings-schemes.png](https://www.grabon.in/indulge/wp-content/uploads/2021/04/bank-savings-schemes.png)
Check savings schemes with your bank
![Reserve travel tickets advance](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Reserve-travel-tickets-advance.png)
Reserve travel tickets in advance
![No Cost EMI](https://www.grabon.in/indulge/wp-content/uploads/2021/04/No-Cost-EMI.png)
Buy with No Cost EMI
![Leverage your network](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Leverage-your-network.png)
Leverage your network
![Game nights](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Game-nights.png)
Game nights, not Club nights
![Free events](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Free-events.png)
Free events, not paid parties
![Well maintenance](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Well-maintenance.png)
Well maintenance, not ignorance
![Organised living](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Organised-living.png)
Organised living, not messy living
![dinner dates](https://www.grabon.in/indulge/wp-content/uploads/2021/04/dinner-dates.png)
Go on dinner dates
![Pay with wallets](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Pay-with-wallets.png)
Pay with wallets to collect more rewards
![Consume office space perks](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Consume-office-space-perks.png)
Consume office space perks
![Share food](https://www.grabon.in/indulge/wp-content/uploads/2021/04/Share-food.png)
Share food
![custom finance schemes](https://www.grabon.in/indulge/wp-content/uploads/2021/04/custom-finance-schemes.png)
Get custom finance schemes
![insurance policy](https://www.grabon.in/indulge/wp-content/uploads/2021/04/insurance-policy.png)
Signup for an insurance policy
100 Ways To Save Money
No matter what it is that you plan on doing, you can achieve it in plenty of ways. Let that be hunting for a new house, learning a new skill or simply increasing your savings for a better future.
This list will show you ways in which you can save your money effectively. You will find that some of these points are very popular already, whereas you may hear the others for the first time. In both the cases, you will get to know how to save money instantly, or in the long run. And the best part? You can implement them directly with 0 hassle.
No matter where you are in life right now, these hacks will be handy to you at some point or the other. So share it with your friends and let them know that you care about them.
- Create a budget calendar.
- Switch to a debit card instead of a credit card.
- Sell appliances that you don’t use.
- Learn to DIY
- Use bank and wallet offers while paying online
- Shop during festival sales.
- Share your OTT subscriptions.
- Buy more shoelaces and fewer pairs of shoes
- Use coupons to save on your bill
- Redecorate instead of buying new items
- Invest in the share market
- Follow the 30-day rule before you buy anything.
- Cut your unnecessary subscriptions
- Refer friends to new apps and websites for referral discounts
- Look for the product you want to buy on bargain websites
- Don’t miss out on signup offers
- Learn skills on free e-learning websites
- Signup for long-term memberships
- Download YouTube videos to watch later
- Get an all-in-one subscription
- Visit party places during free nights
- Checkout wallet offers while paying
- Use image search to compare product prices
- Buy in bulk
- Watch your mobile data
- Get a travel pass
- Use public transport more often
- Limit visits to expensive restaurants
- Shop quality, not quantity
- Pack lunch from home
- Avoid other bank ATM withdrawals
- Reuse old clothing creatively
- Share clothing with your siblings
- Maintain a piggy bank. It works!
- Enrol in groups instead of alone
- Use Kindle to read free e-books
- Don’t buy items you don’t need
- Create a fixed deposit
- Let your PF account grow
- Drive fuel-efficient cars
- Turn off the stove when the oil is hot
- Go thrift shopping
- Buy groceries on wholesale
- DIY home decor items
- Buy furniture from factories instead of retails shops
- Switch to energy-efficient bulbs
- Grow your own vegetables
- Barter your skills
- Call over the internet
- Explore multiple shops before buying
- Bargain before you buy
- Install an Adblocker
- Put a spending limit on eating out
- Buy Winter wear when they are cheap
- Trade old items while buying new ones
- Book cabs and autos online
- Use scratch cards
- Visit multiple websites before making a purchase
- Prepare spending limits on shopping
- Apply online offers while paying utility bills
- Redeem points which you earn
- Upgrade your debit card
- Shop with a list
- Subscribe to offer notifications about offers
- Get a warranty card with new purchases
- Plan your ATM visits
- Cycle for short distances
- Enjoy Early bird discounts
- Use gift vouchers
- Get a library card
- Listen to free podcasts
- Shop during sales
- Get Amazon Prime
- Signup for Swiggy POP and waive delivery fee on food
- Get a Filmy Pass on BookMyShow
- Save on restaurant bills with Zomato Gold
- Buy Summer clothes during off-season
- Snoop Around For Garage Sales
- Monitor your expenditure
- Don’t buy on credit
- Search Exclusive Deals Sites
- Signup to newsletter from deals websites
- Follow coupon companies on social media
- Use free tools
- Buy good quality clothes
- Keep your health insured
- Check savings schemes with your bank
- Reserve travel tickets in advance
- Buy with No Cost EMI
- Leverage your network
- Game nights, not Club nights
- Free events, not paid parties
- Well maintenance, not ignorance
- Organised living, not messy living
- Go on dinner dates
- Pay with wallets to collect more rewards
- Consume office space perks
- Share food
- Get custom finance schemes
- Signup for an insurance policy