100 Smart & Easy Ways to Save Money 2021 – Beginners Guide

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    Create a budget calendar

    Switch to a debit card instead of a credit card

    Sell appliances that you don’t use

    Learn to DIY

    Use bank and wallet offers while paying online

    Shop during festival sales

    Share your OTT subscriptions

    Buy more shoelaces and fewer pairs of shoes

    Use coupons to save on your bill

    Redecorate instead of buying new items

    Invest in the share market

    Follow the 30-day rule before you buy anything

    Cut your unnecessary subscriptions

    Refer friends to new apps and websites for referral discounts

    Look for the product you want to buy on bargain websites

    Don’t miss out on signup offers

    Learn skills on free e-learning websites

    Signup for long-term memberships

    Download YouTube videos to watch later

    Get an all-in-one subscription

    Visit party places during free nights

    Checkout wallet offers while paying

    Use image search to compare product prices

    Buy in bulk

    Watch your mobile data

    Get a travel pass

    Use public transport more often

    Limit visits to expensive restaurants

    Shop quality, not quantity

    Pack lunch from home

    Avoid other bank ATM withdrawals

    Reuse old clothing creatively

    Share clothing with your siblings

    Maintain a piggy bank. It works!

    Enrol in groups instead of alone

    Use Kindle to read free e-books

    Don’t buy items you don’t need

    Create a fixed deposit

    Let your PF account grow

    Drive fuel-efficient cars

    Turn off the stove when the oil is hot

    Go thrift shopping

    Buy groceries on wholesale

    DIY home decor items

    Buy furniture from factories instead of retails shops

    Switch to energy-efficient bulbs

    Grow your own vegetables

    Barter your skills

    Call over the internet

    Explore multiple shops before buying

    Bargain before you buy

    Install an Adblocker

    Put a spending limit on eating out

    Buy Winter wear when they are cheap

    Trade old items while buying new ones

    Book cabs and autos online

    Use scratch cards

    Visit multiple websites before making a purchase

    Prepare spending limits on shopping

    Apply online offers while paying utility bills

    Redeem points which you earn

    Upgrade your debit card

    Shop with a list

    Subscribe to offer notifications about offers

    Get a warranty card with new purchases

    Plan your ATM visits

    Cycle for short distances

    Enjoy Early bird discounts

    Use gift vouchers

    Get a library card

    Listen to free podcasts

    Shop during sales

    Get Amazon Prim

    Signup for Swiggy POP and waive delivery fee on food

    Get a Filmy Pass on BookMyShow

    Save on restaurant bills with Zomato Gold

    Buy Summer clothes during off-season

    Snoop Around For Garage Sales

    Monitor your expenditure

    Don’t buy on credit

    Search Exclusive Deals Sites

    Signup to newsletter from deals websites

    Follow coupon companies on social media

    Use free tools

    Buy good quality clothes

    Keep your health insured

    Check savings schemes with your bank

    Reserve travel tickets in advance

    Buy with No Cost EMI

    Leverage your network

    Game nights, not Club nights

    Free events, not paid parties

    Well maintenance, not ignorance

    Organised living, not messy living

    Go on dinner dates

    Pay with wallets to collect more rewards

    Consume office space perks

    Share food

    Get custom finance schemes

    Signup for an insurance policy

    100 Ways To Save Money

    No matter what it is that you plan on doing, you can achieve it in plenty of ways. Let that be hunting for a new house, learning a new skill or simply increasing your savings for a better future.

    This list will show you ways in which you can save your money effectively. You will find that some of these points are very popular already, whereas you may hear the others for the first time. In both the cases, you will get to know how to save money instantly, or in the long run. And the best part? You can implement them directly with 0 hassle.

    No matter where you are in life right now, these hacks will be handy to you at some point or the other. So share it with your friends and let them know that you care about them.

        1. Create a budget calendar.
        2. Switch to a debit card instead of a credit card.
        3. Sell appliances that you don’t use.
        4. Learn to DIY
        5. Use bank and wallet offers while paying online
        6. Shop during festival sales.
        7. Share your OTT subscriptions.
        8. Buy more shoelaces and fewer pairs of shoes
        9. Use coupons to save on your bill
        10. Redecorate instead of buying new items
        11. Invest in the share market
        12. Follow the 30-day rule before you buy anything.
        13. Cut your unnecessary subscriptions
        14. Refer friends to new apps and websites for referral discounts
        15. Look for the product you want to buy on bargain websites
        16. Don’t miss out on signup offers
        17. Learn skills on free e-learning websites
        18. Signup for long-term memberships
        19. Download YouTube videos to watch later
        20. Get an all-in-one subscription
        21. Visit party places during free nights
        22. Checkout wallet offers while paying
        23. Use image search to compare product prices
        24. Buy in bulk
        25. Watch your mobile data
        26. Get a travel pass
        27. Use public transport more often
        28. Limit visits to expensive restaurants
        29. Shop quality, not quantity
        30. Pack lunch from home
        31. Avoid other bank ATM withdrawals
        32. Reuse old clothing creatively
        33. Share clothing with your siblings
        34. Maintain a piggy bank. It works!
        35. Enrol in groups instead of alone
        36. Use Kindle to read free e-books
        37. Don’t buy items you don’t need
        38. Create a fixed deposit
        39. Let your PF account grow
        40. Drive fuel-efficient cars
        41. Turn off the stove when the oil is hot
        42. Go thrift shopping
        43. Buy groceries on wholesale
        44. DIY home decor items
        45. Buy furniture from factories instead of retails shops
        46. Switch to energy-efficient bulbs
        47. Grow your own vegetables
        48. Barter your skills
        49. Call over the internet
        50. Explore multiple shops before buying
        51. Bargain before you buy
        52. Install an Adblocker
        53. Put a spending limit on eating out
        54. Buy Winter wear when they are cheap
        55. Trade old items while buying new ones
        56. Book cabs and autos online
        57. Use scratch cards
        58. Visit multiple websites before making a purchase
        59. Prepare spending limits on shopping
        60. Apply online offers while paying utility bills
        61. Redeem points which you earn
        62. Upgrade your debit card
        63. Shop with a list
        64. Subscribe to offer notifications about offers
        65. Get a warranty card with new purchases
        66. Plan your ATM visits
        67. Cycle for short distances
        68. Enjoy Early bird discounts
        69. Use gift vouchers
        70. Get a library card
        71. Listen to free podcasts
        72. Shop during sales
        73. Get Amazon Prime
        74. Signup for Swiggy POP and waive delivery fee on food
        75. Get a Filmy Pass on BookMyShow
        76. Save on restaurant bills with Zomato Gold
        77. Buy Summer clothes during off-season
        78. Snoop Around For Garage Sales
        79. Monitor your expenditure
        80. Don’t buy on credit
        81. Search Exclusive Deals Sites
        82. Signup to newsletter from deals websites
        83. Follow coupon companies on social media
        84. Use free tools
        85. Buy good quality clothes
        86. Keep your health insured
        87. Check savings schemes with your bank
        88. Reserve travel tickets in advance
        89. Buy with No Cost EMI
        90. Leverage your network
        91. Game nights, not Club nights
        92. Free events, not paid parties
        93. Well maintenance, not ignorance
        94. Organised living, not messy living
        95. Go on dinner dates
        96. Pay with wallets to collect more rewards
        97. Consume office space perks
        98. Share food
        99. Get custom finance schemes
        100. Signup for an insurance policy

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